Despite reports of historically high student loan debt and fresh graduates struggling to find work, a four-year degree has never been more valuable than it is today. This especially true when it comes to employment stability. The unemployment rate for people with a high school diploma, or some college but no degree, stands at six percent, while the unemployment rate for people with a bachelor’s or master’s degree is3.5 percent and 2.8 percent, respectively. The rate is even lower for professional and doctoral degree holders. These groups have a 1.9 percent and 2.1 percent unemployment rate, respectively.